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Alva, Oklahoma
Full Time


The Credit Analyst will be responsible for gathering and analyzing financial and other information on current and potential borrowers, assessing proposed collateral and loan structure and the advisability of granting credit for diversified types of loans in compliance with to the bank’s loan policy, underwriting standards, and credit culture. The Credit Analyst will analyze financial statements, tax returns, credit reports, industry / peer information, and other financial information. In addition, the Credit Analyst will analyze the condition, value, sufficiency, and appropriateness of collateral. Prepare spreadsheets and perform mathematical calculations to assist in the analysis of data and preparation of reports. Underwrite loan requests, including new loans, and extensions, renewals, and modifications of existing loans. Review loans to assess performance, compliance with terms, and adequacy of documentation. Write Credit Memorandums, Loan Review Reports, and other reports, and present the same both verbally and in writing. Make and support recommendations pertaining to loan risk ratings, proposed loan structures and terms, and approval decisions. Represent the Bank as needed or assigned throughout the community to further enhance the Bank’s image and help develop additional business. Reinforces superior customer service by example and appropriate follow through with customers and coworkers. Fulfill other duties, functions, and responsibilities as assigned.


Strong math and analytical abilities. Three years of banking experience, preferably in a credit analyst, lending, or administrative role. Professional and polished demeanor. Bachelor’s degree in accounting, finance, business, or equivalent from a 4-year college, or the equivalent combination of formal education and experience. Microsoft Office skills: Excel, Word, Core Processing such as FISERV Premier, digital filing systems such as FISERV Director and Exception Tracking systems such as Bank Manager. Excellent verbal and written communication skills.

TO APPLY: To apply, visit our website at www.bcna.com and download an application, or email Human Resources at jobs@bcna.com or pick up an application at 604 Flynn Street in Alva.

BancCentral is an EO employer- M/F/Vets/Disabled

Member FDIC• www.bcna.com

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BancCentral is an EO employer- M/F/Vets/DisabledMember FDIC•